Where Growth Meets Capital
Where Growth Meets Capital
Capital Deployed. Businesses Changed. — Stratas Financial

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Capital Deployment Impact

Funding that Powers Real Outcomes

Ten case studies showing how fast, well-planned capital deployment accelerates growth. Products include SBA 7(a)/504, Term Loans, Lines of Credit, and Invoice Factoring.

Ready to deploy capital the right way?
Speak with a senior broker, review options, leave with a plan — today.
(931) 293-1997 Email Now Book a Call →
Premium fitness franchise buildout
Term Loan • $650,000 • 8 biz days

Premium Fitness Franchise Launches Flagship Location

Build-out, equipment, and a local launch campaign.
  • Funds landed days before each build milestone—no idle cash, no delays.
  • Three-step pre-sale (text, email, founder offer) filled classes before opening.
  • Paid equipment upfront to lock a 5% vendor discount and faster delivery.
  • Short payroll ramp set aside so coaches were trained before day one.
1,200pre-sales in 45 days
+31%Month-2 MRR vs plan
9new class types
“Capital hit milestones on cue, so we never paused construction or marketing.”
HVAC company acquisition
SBA 7(a) • $1,200,000

HVAC Acquisition Doubles Route Capacity

Buy a nearby firm; keep crews, contracts, and the phone ringing.
  • Seller note + 90-day handoff so the former owner stayed through transition.
  • Funded toolkits, vans, and onboarding so new techs were billable in week one.
  • Budget to convert one-off repairs into annual service plans.
  • Working cash reserved for the first payroll cycles while A/R caught up.
“They aligned funding with our growth plan — not just the closing date.”
Line of Credit • $300,000 • 48 hrs initial draw

Consumer Brand Smooths Inventory Waves

Buy inventory ahead of Q4; restock about every 45 days.
  • Only draw when ads are hitting target returns.
  • Pay down automatically as Amazon/Shopify pay out.
  • Simple limits to avoid over-ordering hot items.
  • Freight & duty buffer reserved to protect margins.
ROAS +28% Stockouts −62% Lead times −9 days
“When demand spiked, capital was already staged for the buy.”
Consumer brand warehouse
Wholesale pallets in warehouse
Invoice Factoring • $750,000 facility • Same-week

Wholesale Distributor Accelerates National Retail POs

Turn unpaid invoices into cash so bigger purchase orders ship on time.
  • Stronger retailers = higher advance and quicker releases.
  • Early-pay rebates from buyers captured instead of waiting.
  • Funding calendar synced to PO waves for steady shelf wins.
+37%PO volume
+420new doors opened
−11 daysDSO
Restaurant group expansion
Merchant Cash Advance • $250,000 • 24 hrs

Restaurant Group Fast-Tracks Event-Week Expansion

Add heated patio seating, refresh interiors, and amplify creator promos.
  • Payments flex as a % of daily card sales.
  • Cash released 10 days before the event to book vendors.
  • Paid social and reservation marketplace boosts funded for peak nights.
  • Refi path pre-modeled into next quarter based on coverage and velocity.
“Capital let us expand seating and awareness exactly when the city showed up.”
Ready to deploy capital the right way?
Speak with an operator, get options, and leave with a plan — today.
(931) 293-1997 Email Now Book a Call →
Warehouse acquisition for manufacturer
SBA 504 • $2,000,000 total project • Typical 50/40/10

Light Manufacturer Buys Warehouse to Control Costs

Own the building; add mezzanine & power upgrades.
  • Funding lines up with the contractor’s draw schedule.
  • Use energy-upgrade rebates to lower project cost.
  • Fold forklifts and racking into the total project budget.
−21%monthly occupancy
+28%throughput
12new hires
Federal construction project mobilization
Term Loan • $1,000,000 • 9 biz days

General Contractor Mobilizes for Federal Build

Front materials, subcontractors, and site logistics before the first milestone.
Model
Milestone schedule mapped to tranches so you only draw when needed.
Deploy
Steel & concrete deposits funded on long-lead timelines; surety intact.
Ramp
Releases keyed to inspector sign-offs to maintain pace and billing cadence.
  • Bonding capacity preserved; covenants aligned to federal pay app cycle.
  • Subcontractor early-pay program improves bid participation.
“Capital arrived with the schedule, so crews and subs scaled without waiting on reimbursements.”
Invoice Factoring • $600,000 facility

IT Staffing Firm Funds Weekly Payroll on Net-60 Clients

Advance on invoices so payroll is always on time; recycle cash into new placements.
  • Funding based on approved timesheets and debtor mix.
  • Auto-sweeps reduce carry as invoices pay; portal gives daily visibility.
  • Capacity scales to add recruiters and meet SOW expansions.
Fill rate +19% Time-to-start −4 days Gross margin +2.3 pts
Staffing team collaborating
Medical clinic entrance
Medical A/R Factoring • $350,000 facility

Multi-Clinic Group Scales Providers Amid Payer Delays

Advance on clean claims; hire more providers and fill calendars.
  • EHR-linked checks speed eligibility and follow-ups.
  • Clean-claim push reduces rejections; reserves release faster.
  • Marketing funded to fill calendars at new satellite locations.
  • Provider incentives aligned to throughput and patient satisfaction.
−14 dayscash gap
+22%new patients
+3 roomsactivated
Line of Credit • $300,000 • 72 hrs

Law Firm Finances Contingency-Heavy Docket

Smooth operating cash while cases mature; invest in client acquisition.
  • Draw when a case hits a key stage; careful timing keeps carry costs down.
  • Marketing tranche earmarked for intake ops, SEO, and PI search.
  • Quarterly review to right-size the line as verdicts settle.
  • Partner distributions governed to prioritize growth initiatives.
“Capital matched our cash cycle, letting us scale responsibly.”
Law firm library
Ready to deploy capital the right way?
Tell us your plan — we’ll structure the product, amount, and timing.
(931) 293-1997 Email Now Book a Call →

Examples reflect typical capital structures our clients use across industries. Terms, timing, and outcomes vary case-by-case based on approval, documentation quality, and market conditions. This is not a commitment to lend; all funding subject to underwriting.

Capital Deployment Impact

Funding that Powers Real Outcomes

Ten case studies (≥$250k) showing how timed capital deployment accelerates growth. SBA 7(a)/504, Term Loans, Lines of Credit, and Invoice Factoring included.

Ready to deploy capital the right way?
Talk to a broker, see options, and leave with a plan today.
(931) 293-1997 Email Book a Call →
Premium fitness franchise buildout
Term Loan • $650k • 8 biz days

Fitness Franchise Launches Flagship

Build-out, equipment, and a local launch campaign.
  • Funds landed days before each build milestone—no idle cash, no delays.
  • Three-step pre-sale (text, email, founder offer) filled classes before opening.
  • Paid equipment upfront to lock a 5% vendor discount and faster delivery.
  • Short payroll ramp set aside so coaches were trained before day one.
HVAC acquisition
SBA 7(a) • $1.2MM

HVAC Acquisition Doubles Route Capacity

Buy a nearby firm; keep crews, contracts, and the phone ringing.
  • Seller note + 90-day handoff so the former owner stayed through transition.
  • Funded toolkits, vans, and onboarding so new techs were billable in week one.
  • Budget to convert one-off repairs into annual service plans.
  • Working cash reserved for the first payroll cycles while A/R caught up.
Consumer brand inventory
Line of Credit • $300k

Consumer Brand Smooths Inventory Waves

Buy inventory ahead of Q4; restock about every 45 days.
  • Only draw when ads are hitting target returns.
  • Pay down automatically as Amazon/Shopify pay out.
  • Simple limits to avoid over-ordering hot items.
Wholesale pallets
Invoice Factoring • $750k

Wholesale Distributor Scales National Retail POs

Turn unpaid invoices into cash so bigger purchase orders ship on time.
  • Stronger retailers = higher advance and quicker releases.
  • Buyer early-pay discounts captured instead of waiting.
  • Funding timed to each PO wave for steady shelf wins.
Restaurant expansion
MCA • $250k • 24 hrs

Restaurant Group Adds Event-Week Capacity

Heated patio, interior refresh, creator promos.
  • Payments flex as a % of daily card sales.
  • Cash released 10 days before the event to book vendors.
  • Refi path modeled for next quarter.
Ready to deploy capital the right way?
Get options in minutes — no obligation.
(931) 293-1997 Email Book a Call →
Warehouse acquisition
SBA 504 • $2.0MM project

Manufacturer Buys Warehouse to Control Costs

Own the building; add mezzanine & power upgrades.
  • Funding lines up with contractor draws.
  • Use energy-upgrade rebates to lower project cost.
  • Fold forklifts and racking into the total project budget.
Federal build mobilization
Term Loan • $1.0MM

GC Mobilizes for Federal Project

Front materials & subs ahead of first milestone.
  • Draws matched to mobilization milestones so you only borrow when needed.
  • Cash releases after inspector sign-offs to keep crews moving.
  • Structure keeps bonding capacity clean.
Staffing payroll
Invoice Factoring • $600k

IT Staffing Funds Weekly Payroll on Net-60

Advance on invoices so payroll is always on time.
  • Funding based on approved timesheets.
  • Auto-paydown as clients pay their invoices.
  • Room to add recruiters and take on new SOWs.
Medical clinics
Medical A/R Factoring • $350k

Clinic Group Adds Providers Amid Payer Delays

Advance on clean claims; hire providers and fill calendars.
  • EHR-linked eligibility + clean-claim push.
  • Marketing to fill calendars at satellites.
  • Provider bonuses tied to visit volume and satisfaction.
Law firm library
Line of Credit • $300k

Law Firm Finances Contingency-Heavy Docket

Smooth monthly cash and invest in intake.
  • Draw when a case hits a key stage; careful timing keeps carry costs down.
  • Marketing budget for intake and search.
  • Line size adjusted as verdicts and settlements arrive.
Ready to deploy capital the right way?
Tell us your plan — we’ll structure the product, amount, and timing.
(931) 293-1997 Email Book a Call →

Examples reflect typical capital structures across industries. Terms, timing, and outcomes vary case-by-case based on approval, documentation, and market conditions. Not a commitment to lend; all funding subject to underwriting.